Pollution and Environmental Liability Insurance
Pollution and environmental exposures are excluded by almost every standard GL policy — so they belong in the surplus lines market. Pick the application that fits your client’s risk, or upload one you already have.
Start an environmental application
Contractors Pollution Liability (CPL)Third-party pollution from contracting operations — soil, mold, silica, lead, asbestos.Start application →Site / Premises Pollution (PLL)Pollution conditions at a fixed location an owner or operator is responsible for.Start application →Storage Tank PollutionReleases from underground or aboveground storage tanks.Start application →Environmental ServicesFor environmental consultants, remediation firms, and abatement contractors.Start application →
Pollution liability insurance — also called environmental liability insurance — covers third-party bodily injury, property damage, and cleanup costs from a pollution incident. Standard general liability policies exclude pollution almost entirely, so these risks belong in the surplus lines market.
What pollution liability insurance covers
- →Third-party bodily injury and property damage from a pollution release
- →On-site and off-site cleanup and remediation costs
- →Legal defense for environmental claims
- →Gradual seepage and sudden-and-accidental releases, depending on the form
Who needs it
- ✓Contractors whose work disturbs soil, mold, silica, lead, or asbestos — street and road, excavation, painting, landscaping, sewer
- ✓Property owners and operators with underground or aboveground storage tanks
- ✓Environmental consultants, remediation firms, abatement contractors, and waste haulers
- ✓Manufacturers, food processors, healthcare sites, landfills, and any operation handling chemicals or fuels
How to place it through Baker
- →Pick the application below that fits the risk — contractors pollution, site pollution, storage tank, or environmental services
- →Send the operations description and any prior environmental claims; we quote it in the E&S market
- →Not sure which form fits? Start a general quote and we’ll route it to the right market
** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.
Not sure which form fits? Request more information first.