General Liability Insurance

Baker Insurance & Bonds is a wholesale general liability market built for independent agents. Send us the risk and we’ll quote it — most accounts come back the same day, with no lengthy application just to see a number.

We write GL for 670+ classes of business: contractors and the trades, retail and convenience, restaurants and hospitality, real estate and habitational, manufacturers and distributors, professional and personal services, special events, and hard-to-place specialty risks.

Coverage is available on a standalone GL basis or packaged with property (BPP, building, tenant improvements), inland marine and tools, liquor liability, products/completed operations, and excess/umbrella limits where eligible.

Limits commonly available: $500K/$1M, $1M/$2M, $1M/$3M, and $2M/$4M, with additional insured and waiver-of-subrogation endorsements when required by written contract.

** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.