Wholesale, E&S & Surplus Lines Insurance for Independent Agents

When an admitted carrier won't write your client's risk, a wholesale broker gets it placed in the surplus lines market. That is what Baker does. You keep the account; we find the market.

What a wholesale (surplus lines) broker does

• →Places the risks admitted carriers decline — hard classes, high hazards, tough loss history
• →Works only through you, the retail agent. We never touch your client relationship.
• →Reaches non-admitted (E&S) markets you can't get to directly without a surplus lines license
• →Handles surplus lines compliance — the filings, the taxes, and the diligent-search paperwork

Who works with a wholesaler

• ✓Agents without a surplus lines license
• ✓Standard-lines agencies that hit a decline and need a market fast
• ✓Any agent with a risk that's too new, too big, or too distressed for admitted carriers

What we place

• →General liability, property, and BOP across 670+ classes
• →Professional liability / E&O, cyber, crime, EPLI, and D&O
• →Inland marine, builder's risk, and contractors equipment
• →Specialty: abuse & molestation, product recall, kidnap & ransom, liquor liability, habitational
• →Surety and fidelity bonds

Why placing it through Baker is different

• ✓Online applications — fill them out yourself or send your client a secure link to e-sign
• ✓Same-day quotes on hundreds of classes
• ✓No login required to submit
• ✓The submission stays tied to you as the retail agent

Start here

• →Browse the applications by class, or start a general quote
• →New to us? Get appointed in a few minutes and start sending business

** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.