How to Place Surplus Lines Insurance - a Step-by-Step for Agents

Placing a risk in surplus lines takes four steps. Here is how it works when you send it to Baker.

1. Send us the risk

• →Use the online application that matches the class, or the general quote form
• →Include loss runs and any current declarations pages

2. We shop the non-admitted markets

• →We take it to the E&S carriers that write that class and hazard
• →You get a quote back — often the same day

3. You bind, and we handle compliance

• ✓We complete the surplus lines filing and tax
• ✓We prepare the diligent-search documentation where the state requires it

4. Your client gets the policy

• →You keep the account and the renewal
• →Next year we may have an opportunity to check with other carriers

What speeds it up

• ✓A clear description of what the business does
• ✓Current loss runs
• ✓A short note on anything unusual about the risk