Products Liability Insurance
Products liability wholesaler for agents. Quote manufacturers, distributors, importers, and wholesalers for injury and damage caused by their products.
Products liability covers a business against bodily injury or property damage caused by the goods it makes, sells, distributes, or imports. It is the exposure that survives long after a product leaves the shelf, and it is often the reason a manufacturing or distribution account gets declined.
What products liability covers
- →Bodily injury a defective or contaminated product causes to a user or bystander
- →Property damage resulting from a product failure
- →Design defects, manufacturing defects, and inadequate warnings or instructions
- →Completed operations and products that have already been sold
- →Legal defense costs, which apply even when a claim proves groundless
Who needs it
- ✓Manufacturers and private-label producers
- ✓Distributors, wholesalers, and resellers
- ✓Importers bringing overseas goods into the U.S. supply chain
- ✓Contract packagers, assemblers, and component suppliers
How to place it through Baker
- →Send us the product description, annual sales, and any recall or claim history
- →We match the class to admitted or surplus markets that want the risk
- →We quote it back to you, standalone or packaged with general liability
** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.
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