Target Classes and Industries for Commercial Auto
Quotes not available in Alaska, Hawaii, Lousiana, Massachusetts.
These are some of our hottest targets:
$10,000 minimum premium on these classes
• Hospitals
• Ambulances
• Couriers
• Driving Schools
• Public Entities
• Hired/Non-Owned (Stand Alone & Bundled)
• Symbol 10
Pedal Crawlers and Pedal Pubs
- Eligible for General Liability and Commercial Auto
- Minimum premium for commercial auto $5,000 to $10,000 in most states
- Healthcare — hospitals, ambulance, couriers, mental
health facilities - Construction
- Manufacturing
- Communications
- Wholesalers and Distributors
- Retail Trades
- Financial Institutions
- Food Trucks
- Real Estate Companies (i.e. REITS)
- Miscellaneous Services
- Public Administration
- Overseas Parents Corp. with US-based operations
Public Transportation Insurance
- Large charter & tour operations (5 units and more) in all states except AK, HI & MA
- Small charter & tour operations (4 units and less) in all states except AK, CA, CT, LA, HI, MA, NY, NJ & TX. Public is not writing Accounts that are domiciled in, or whose operations primarily occur in the 5 boroughs of New York City, NY and Cook County, IL.
- Municipal transit authorities (5 unit minimum)
- School districts (10 unit minimum)
- School bus contractors (10 unit minimum)
- Limousine services (10 unit minimum)
- Head Start programs (10 unit minimum)
- Social service agencies (10 unit minimum)
- Day care bus/vans (10 unit minimum)
Other Target Classes
We can write these classes when you purchase professional liability and a BOP or GL with us. If your client qualifies, these auto rates can be very competitive.
- Architects and Engineers
- Design Professionals
- Landscape Architects
- Lawyers – must purchase a BOP in conjunction with auto but professional liability does not also have to be purchased with it.
- Notaries
- Professional Offices – if the business is one that is professional liability-driven, then we may be able to help
Not Eligible
• Explosives
• Hazardous Material Haulers of Any Kind
• Residential or Commercial Waste Haulers
• Carnival Circus Operations
• Livestock Haulers
• Ready Mix Concrete
• Towing Operations
• Drive Away Contractors
• Flat Bed Operations (incidental OK)
• Container Haulers/Intermodal
• Dump Operations (incidental OK)
• Cherry Pickers (incidental OK)
• Cranes (incidental OK)