702-906-0888 [email protected]

Target Classes and Industries for Commercial Auto

Quotes not available in Alaska, Hawaii, Lousiana, Massachusetts.

These are some of our hottest targets:
$10,000 minimum premium on these classes

• Hospitals
• Ambulances
• Couriers
• Driving Schools
• Public Entities
• Hired/Non-Owned (Stand Alone & Bundled)
• Symbol 10

Pedal Crawlers and Pedal Pubs

  • Eligible for General Liability and Commercial Auto
  • Minimum premium for commercial auto $5,000 to $10,000 in most states
  • Healthcare — hospitals, ambulance, couriers, mental
    health facilities
  • Construction
  • Manufacturing
  • Communications
  • Wholesalers and Distributors
  • Retail Trades
  • Financial Institutions
  • Food Trucks
  • Real Estate Companies (i.e. REITS)
  • Miscellaneous Services
  • Public Administration
  • Overseas Parents Corp. with US-based operations

Public Transportation Insurance

  • Large charter & tour operations (5 units and more) in all states except AK, HI & MA
  • Small charter & tour operations (4 units and less) in all states except AK, CA, CT, LA, HI, MA, NY, NJ & TX. Public is not writing Accounts that are domiciled in, or whose operations primarily occur in the 5 boroughs of New York City, NY and Cook County, IL.
  • Municipal transit authorities (5 unit minimum)
  • School districts (10 unit minimum)
  • School bus contractors (10 unit minimum)
  • Limousine services (10 unit minimum)
  • Head Start programs (10 unit minimum)
  • Social service agencies (10 unit minimum)
  • Day care bus/vans (10 unit minimum)

Other Target Classes

We can write these classes when you purchase professional liability and a BOP or GL with us.  If your client qualifies, these auto rates can be very competitive.

  • Architects and Engineers
  • Design Professionals
  • Landscape Architects
  • Lawyers – must purchase a BOP in conjunction with auto but professional liability does not also have to be purchased with it.
  • Notaries
  • Professional Offices –  if the business is one that is professional liability-driven, then we may be able to help

Not Eligible

• Explosives
• Hazardous Material Haulers of Any Kind
• Residential or Commercial Waste Haulers
• Carnival Circus Operations
• Livestock Haulers
• Ready Mix Concrete
• Towing Operations
• Drive Away Contractors
• Flat Bed Operations (incidental OK)
• Container Haulers/Intermodal
• Dump Operations (incidental OK)
• Cherry Pickers (incidental OK)
• Cranes (incidental OK)