Target Classes and Industries for Commercial Auto
Wholesale commercial auto for agents: owned, hired, and non-owned vehicles, specialty classes, and fleets. Send us the units and drivers and we quote.
Commercial auto insurance covers the vehicles a business owns, hires, or lets employees drive on the job, from a single work truck to a mixed fleet. Place commercial auto through us when a client has specialty units, tough loss history, or classes standard markets decline.
What commercial auto covers
- →Liability for bodily injury and property damage the driver causes to others in an at-fault accident
- →Physical damage (collision and comprehensive) on owned units, including theft, fire, and weather
- →Hired and non-owned auto for rented vehicles and employees running errands in personal cars
- →Medical payments and uninsured/underinsured motorist coverage where the state or the risk calls for it
Who needs it
- ✓Contractors, tradespeople, and service businesses running work trucks and vans
- ✓Specialty classes and fleets, including accounts other markets turn away
- ✓Businesses with hired or non-owned exposure even when they own no vehicles
How to place it through Baker
- →Send us the vehicle schedule, driver list with MVRs, radius of operation, and loss runs and we quote
- •Specialty classes and fleets are welcome; we place the accounts standard carriers pass on
- •We quote wholesale for independent agents and keep the account yours
** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.
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