BBAKERInsurance and Bonds LLC

Inland Marine, Builders Risk & Contractors Equipment

Inland marine covers property that moves or sits off-site — equipment you own or rent, cargo in transit, and buildings under construction. Pick a line below to see what’s covered and start an application.

Builder’s Risk (Course of Construction)

Protects buildings and structures while they’re being built or renovated — against fire, wind, theft, vandalism and more — including materials on site and often in transit. Written for general contractors, developers, and owners.

  • • Ground-up construction — new, from-the-ground-up projects
  • • Renovation & remodel — rehabs, remodels, and tenant improvements

Contractors Equipment

Covers the tools, mobile equipment, and machinery you own, lease, rent, or borrow — on the job site, in transit, or in storage. Beyond scheduled and unscheduled equipment, a range of coverage extensions may be available (varies by program and underwriting):

• Newly acquired or upgraded equipment
• Equipment leased, rented or borrowed from others (under 12 months)
• Continuing rental expense
• Equipment leased, rented or loaned to others
• Employee tools and work clothing
• Office furniture, fixtures & equipment
• Consequential loss to undamaged attachments
• Rental expense of substitute equipment
• Spare parts and supplies
• Crime reward
• Debris removal
• Expediting expense
• Fire department service charge
• Inflation protection
• Loss data preparation expense
• Pollutant cleanup and removal
• Protection & preservation of property
• Recharge of fire-extinguishing equipment
• Warranty of service contract

Note: cranes are typically not included under the leased/rented-from-others extension. Limits and availability of each extension vary by carrier and are subject to underwriting.

Motor Truck Cargo

Covers the freight a motor carrier hauls for others against loss or damage in transit. Written for for-hire truckers and carriers who need to prove cargo coverage to shippers and brokers.

Insuring a trucking operation? We don’t write their commercial auto, but see what else we can do for truckers →

Equipment Rental

For businesses that rent equipment out to others — covering the equipment you hold for rental against loss or damage.

Availability varies by location and risk, and all coverage is subject to underwriting. Coverage descriptions here are summaries only — actual terms, conditions, limits, and exclusions are governed by the policy.