Allied Health Insurance

Allied health insurance protects the non-physician practitioners your clients employ or contract with, pairing professional liability with general liability and, where the exposure calls for it, abuse and molestation coverage. Place this for occupational and physical therapists, medical technicians, aides, dietitians, and similar health support roles.

What allied health insurance covers

• →Professional liability for a treatment error, missed instruction, or claim that care fell below accepted standards
• →General liability for a client slip-and-fall, a visitor injury, or property damage at the practice location
• →Abuse and molestation coverage for practices with hands-on patient contact, where the exposure warrants it
• →Defense costs, which erode fast even when the underlying allegation goes nowhere

Who needs this coverage

• ✓Occupational, physical, and speech therapists
• ✓Medical, imaging, and lab technicians
• ✓Home health aides and personal care assistants
• ✓Dietitians, nutritionists, and counselors operating on their own or in a group

How to place it through Baker

• →Send us the practice type, services performed, staff count, and prior loss history and we quote
• •We work as a wholesale broker for independent agents, so the client relationship stays yours
• •Solo practitioners, group practices, and staffing arrangements are all in appetite

** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.