Abuse & Molestation Insurance (SAM)
Sexual abuse & molestation (SAM) insurance — standalone/monoline coverage and profession-specific programs (allied health and more). Most agents package GL + Professional Liability + Abuse & Molestation on one policy.
Requests for Sexual Abuse & Molestation (SAM) coverage are rising fast — for schools, childcare, youth sports, camps, houses of worship, healthcare and human-services organizations, and the professionals who work with vulnerable clients. We quote it two ways: as standalone (monoline) coverage, or built into a profession-specific program.
The quote most agents ask us for packages all three coverages together on the same policy. Tell us it’s for the GL + PL + Abuse & Molestation package and we’ll quote all three at once.
Request the package quote →Start an application
Standalone SAM coverage for an organization that already carries its other lines elsewhere, or needs SAM added on its own.
Start the monoline application →Profession-specific program that includes professional liability, general liability, and abuse/molestation for allied health practitioners.
Start the allied health application →- Physical Therapists
- Occupational Therapists
- Speech-Language Pathologists
- Audiologists
- Respiratory Therapists
- Dietitians & Nutritionists
- Massage Therapists
- Athletic Trainers
- Behavioral / ABA Therapists
- Home Health & Personal Care Aides
- Phlebotomists
- Radiologic / MRI Technologists
- Dental Hygienists
- Optometric Technicians
Don’t see the profession? Send it over — the allied health program covers many more.