Daycare & Home Daycare Insurance
Daycare liability insurance wholesaler for agents — home daycares, childcare centers, and preschools, with abuse & molestation coverage available.
Daycare insurance covers the liability a childcare business faces every day — from a child's injury on the playground to an allegation against a staff member. We place it for home daycares, licensed centers, preschools, and after-school programs through the surplus lines market.
What daycare insurance covers
- →General liability for slips, falls, and injuries on the premises
- →Abuse & molestation (SAM) coverage — often required, and the reason many carriers decline the class
- →Professional liability for the care and supervision provided
- →Property, tenant improvements, and equipment — playground, classroom, and kitchen
Who you can place it for
- ✓In-home and family daycares run out of a residence
- ✓Licensed childcare and daycare centers
- ✓Preschools, Head Start, and early-childhood programs
- ✓After-school, drop-in, and summer day programs
How to place it through Baker
- →Send the class, licensed capacity (number of children), ages served, and any prior claims
- →We quote general liability with abuse & molestation where the account needs it
- →Complete the childcare application yourself, or send the secure link to your client
** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.
Ready to apply?
Complete the application yourself or send a secure link to your client to fill out.
Complete or send this application →Prefer to talk it through first? Request more information about Daycare & Home Daycare Insurance.