Businessowners Policies for Professionals
Wholesale businessowners policies for professional service firms: general liability plus property in one package. Send us the risk and we quote for your client.
A businessowners policy for professionals packages general liability and commercial property into a single policy, so the office-based service firms your clients run carry their two core exposures under one form. Place this for accountants, consultants, agencies, and similar low-hazard professional operations.
What a BOP covers
- →General liability for third-party bodily injury and property damage, including client visits to the office
- →Business personal property: computers, furniture, and equipment damaged by fire, theft, or a covered event
- →Building coverage when your client owns the space, or tenant improvements when they lease
- →Business income to replace revenue while the operation is shut down after a covered loss
Who it fits
- ✓Professional service firms working out of an office or suite
- ✓Consultants, agencies, and small practices that need both liability and property in one place
- ✓Tenants who want to insure improvements and contents without a standalone property policy
How to place it through Baker
- →Send us the operation, square footage, property values, and revenue and we quote
- •A BOP handles GL and property, but professional liability usually rides on a separate form; ask us about pairing them
- •We quote as a wholesale broker, and the account stays with your agency
** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.
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