Errors & Omissions (E&O) Insurance for Insurance Agents
E&O insurance for insurance agents and agencies. Apply online for errors and omissions coverage, or upload a completed application and we'll place it.
Apply for agent E&O online
Complete the Insurance Agents E&O application in a few minutes — we’ll place it for your agency.
Start the agent E&O application →Errors and omissions (E&O) insurance protects insurance agents and agencies against claims that a professional mistake cost a client money — coverage that wasn't placed, a gap that wasn't flagged, or advice that turned out to be wrong. It's the professional liability that every licensed agent needs to carry.
What agent E&O covers
- →Failure to procure or bind the coverage a client asked for
- →Alleged bad advice on limits, coverage, or exclusions
- →Mistakes in issuing, renewing, endorsing, or cancelling a policy
- →Legal defense costs, even when a claim turns out to have no merit
Who should carry it
- ✓Independent agents and agencies — property & casualty, life, health, and benefits
- ✓Newly licensed producers and one-person shops
- ✓Agencies adding staff, carriers, or new lines of business
- ✓Any agent whose current E&O is expiring and needs a replacement quickly
Two ways to get a quote
- →Apply online in a few minutes — complete the agent E&O application yourself and we'll place it
- →Already have a completed E&O application? Upload it and we'll take it from there
** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.
Prefer to talk it through first? Request more information about agent E&O.