BBAKERInsurance and Bonds LLC

Trade Credit Insurance

Trade credit insurance wholesaler for agents. Protect your client's accounts receivable against customer non-payment, insolvency, and default. Send us the risk.

Trade credit insurance, also called accounts receivable insurance, protects a business when a customer fails to pay for goods or services already delivered. For clients who sell on open terms, their receivables are often their largest uninsured asset.

What trade credit insurance covers

  • →Customer insolvency or bankruptcy that wipes out an outstanding invoice
  • →Protracted default, where a solvent buyer simply does not pay
  • →Domestic and export receivables across a client's customer base
  • →Political risk on foreign sales, such as currency or transfer events
  • →Credit monitoring on the buyers a client extends terms to

Who needs it

  • ✓Manufacturers and distributors selling on net-30 or longer terms
  • ✓Wholesalers with heavy concentration in a few large buyers
  • ✓Exporters carrying overseas receivables
  • ✓Businesses seeking better lending terms against insured receivables

How to place it through Baker

  • →Send us annual sales, terms offered, top buyers, and any bad-debt history
  • →We work the specialty credit markets and quote a whole-turnover or key-account structure
  • →You present the terms and protect your client's balance sheet

** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.

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