Technology Errors and Omissions

Technology errors and omissions (tech E&O) covers a technology company against claims that its product or service failed and cost a client money. It blends professional liability for the work with cyber liability for the data, which is why standard E&O forms rarely fit a tech account.

What technology E&O covers

• →Errors, negligence, or failures in software, hardware, or IT services delivered
• →A product or system that does not perform as promised
• →Breach of contract and failure to meet a service-level agreement
• →Cyber and data-breach liability, including notification and third-party claims
• →Defense costs for both the professional and technology exposures

Who needs it

• ✓Software developers, SaaS platforms, and app companies
• ✓IT consultants, managed service providers, and system integrators
• ✓Web and hosting firms, data processors, and cloud services
• ✓Hardware manufacturers and technology resellers

How to place it through Baker

• →Send us the services offered, revenue, and whether they handle client data
• →We quote combined tech E&O and cyber on one form where the client needs it
• →You get the terms back to present and bind

** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.