Personal Lines
Personal lines wholesaler for independent agents. Place home, auto, dwelling fire, renters, and umbrella coverage and hard-to-place risks with Baker.
Personal lines covers the everyday household risks your retail clients carry: their home, their cars, and their personal liability. Baker gives you a wholesale outlet for the accounts your standard markets decline or won't touch.
What personal lines covers
- →Homeowners and condo: fire, wind, theft, water damage, and liability on the residence
- →Dwelling fire (DP-1/DP-3): rentals, seasonal homes, and vacant or renovation properties
- →Personal auto: liability, physical damage, and drivers with tickets, lapses, or SR-22 needs
- →Renters and personal articles: contents, jewelry, and scheduled valuables
- →Personal umbrella: excess liability sitting over the home and auto
Who to send us
- ✓Clients with a prior loss, lapse in coverage, or a carrier non-renewal
- ✓Coastal, wildfire, or older homes standard carriers won't write
- ✓Landlords needing dwelling fire on 1-4 unit rentals
- ✓Drivers with SR-22 filings or high-risk records
How to place it through Baker
- →Send us the risk with the exposure detail and any prior loss history
- →We shop admitted and surplus markets and quote back to you
- →You keep the client relationship and the renewal
** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.
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