BBAKERInsurance and Bonds LLC

Subdivision Bonds (California Subdivision Map Act)

Subdivision bond wholesaler for agents. Faithful performance, labor & material, and monument bonds required under the California Subdivision Map Act. Start a bond quote.

When a developer records a final or parcel map in California, the Subdivision Map Act requires them to guarantee the public improvements — streets, sewers, grading, utilities — with security, usually a surety bond. We place these subdivision bonds for agents, with the city or county as the obligee.

The bonds a California subdivision requires

  • →Faithful performance bond — guarantees the required improvements are actually built (often around 100% of the engineer's estimated cost)
  • →Labor & material (payment) bond — guarantees the subs and suppliers on the improvements get paid (often around 50%)
  • →Monument bond — guarantees the licensed surveyor sets the survey monuments after the work is finished
  • →Warranty / maintenance bond — guarantees the completed improvements against defects for a set period after the agency accepts them

Related site & permit bonds

  • →Grading bond — for the grading permit
  • →Encroachment and right-of-way bonds — for work in the public right-of-way
  • →Site improvement bond — for the improvements in a development agreement

Who needs a subdivision bond

  • ✓Developers and subdividers recording a final or parcel map
  • ✓Contractors performing the subdivision improvements
  • ✓Anyone a city or county requires to post improvement security

How to place it through Baker

  • →Send the improvement agreement or the engineer's cost estimate, the obligee (city/county), and the required bond amounts
  • →We match it to a surety market and return terms
  • →Start a bond quote, or send the application link to your client

** Terms used here are a summary only. Always refer to the bond form and the obligee's requirements.