BBAKERInsurance and Bonds LLC

Payment Bonds (Labor & Materials)

Payment bond — also called a labor and materials bond — for agents. Guarantee subcontractors and suppliers get paid on a construction project. Start a bond quote.

A payment bond — also called a labor and materials bond — guarantees that a contractor will pay its subcontractors, laborers, and material suppliers on a construction project. It protects those parties, and the project owner, from liens when a contractor fails to pay. On public work it is almost always required alongside the performance bond.

What a payment bond does

  • Guarantees subcontractors, laborers, and suppliers are paid
  • Protects the owner from mechanic's liens tied to non-payment
  • Usually paired with a performance bond as a "performance and payment bond"
  • Sized to the contract amount

Who needs one

  • General contractors on public construction contracts
  • Contractors on private jobs where the owner requires payment protection

How to place it through Baker

  • Send the contract amount, the project scope, and the contractor's experience
  • We place it standalone or together with the performance bond
  • Start a bond quote, or send the application link to your client

** Terms used here are a summary only. Always refer to the bond form and the obligee's requirements.