Commercial Umbrellas Now Available

Commercial umbrella and excess liability coverage is now available to place through Baker Insurance and Bonds, giving your clients limits above their primary policies.

What it adds

• →Excess limits sitting over general liability, auto liability, and employers liability
• →Room to meet contract and lease requirements your clients can't hit on primary limits alone
• →A layer of protection for the large-loss claim that exhausts the underlying policy

Who to place it for

• ✓Clients with contractual limit requirements they currently can't satisfy
• ✓Higher-exposure operations that need more than standard primary limits
• ✓Accounts where a single serious claim could exceed the underlying coverage

Send us the account

• →Give us the underlying schedule and the limit you need
• →We quote the umbrella and you present it to your client

Send us the risk and we'll quote the umbrella.

** Terms used here are a summary only. Always refer to the policy form for actual terms, conditions, and exclusions.